Waterfront
Address
20833 W 4th Avenue, Cudjoe Key, FL
Price
$ 2,699,999
Property Attributes
- MLS#620277
- TypeSingle Family
- Listing Status Active
- CountyMONROE
- CityCudjoe Key
- AreaCudjoe Key
- NeighborhoodCudjoe Gardens
- Zip33042
- StyleSingle Family
- Year Built2018
- Taxes$ 14921
- Price$ 2,699,999
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage2452
- Lot Size0.27 Acres
Data Source:
Florida Keys MLS (FLKMLS)
Property Description
Welcome to one of Cudjoe Gardens' most desirable waterfront addressesBuilt in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs.One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys.Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views.Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina
| Price History | |
|---|---|
| 6/14/2026 | Listed $2,699,999 |
General Features
| Living Area | 2452.00 |
|---|---|
| Construction | CBS |
| Utilities | FKAA,Municipal Sewer |
| Roof | Metal Roof |
| Appliances | Washer,Stainless Steel Appliance(s),Oven,Refrigerator,Dishwasher,Dryer |
| Flood Zone | AE,AE |
| Zoning | IS - Improved Subivision District |
| HOA Fee | 75.00 |
| Status | Active |
| Full Baths | 2 |
| Half Baths | 1 |
| Year Built | 2018 |
| Subdivision | Cudjoe Gardens (21.0) |
| Style | Single Family |
| View | Canal View |
| Property Type | A |
| Fee Includes | None |
| Acres | 0.27 |
| Lot Sqft | 11735.00 |
| Rental Allowed | With Restrictions |
| HOA/Maint Fee Per | Yearly |
| Building Style: Above Flood | Yes |
| Control Depth | 4 |
| Dockage | Boat Lift |
| Dockage: Dock | Concrete |
| Dockage: Dock Length | 100 |
| Pets: Pets w/Restrictions | YES |
| Virtual Tour | https://idx.paradym.com/idx/20833-W-4Th-Avenue-Cudjoe-Key-FL-33042/4972700 |
Interior Features
| Interior Amenities | Granite Counter Top |
|---|---|
| Total Units | 0.00 |
| Furnished Y/N | Furnished |
| Flooring | Tile |
Exterior Features
| Exterior Amenities | Fencing |
|---|---|
| Pool | Yes |
| Waterfront | Canal Front |
| Lot Size | X |
| Land Size | Less Than 1/4 Acre |
| Pool Info | In Ground,Concrete |
| Pool Info: Heated | Yes |
| Porch/Balcony | Open Porch/Balcony,Patio,Deck,No Porch/Balcony |
| Public Sewer Hookup | Yes |
| Side | Ocean |
| Species List | Yes |
| Vehicle Storage | Garage,Guest Parking,Open Parking,Auto Door Opener,Attached |
| Windows/Doors | Impact Rstnce Window,Impact Rstnce Doors |
| Off Shore Island | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33042
Price
Taxes
Year Built
Visits
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 20, 2026 12:46 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
