Waterfront - Seller Financing
Address
94 Sacarma Drive, Cudjoe Key, FL
Price
$ 2,060,000
Property Attributes
- MLS#620686
- TypeSingle Family
- Listing Status Active
- CountyMONROE
- CityCudjoe Key
- AreaCudjoe Key
- NeighborhoodSacarma Bay
- Zip33042
- StyleSingle Family
- Year Built2011
- Taxes$ 6786
- Price$ 2,060,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1978
- Lot Size0.15 Acres
Data Source:
Florida Keys MLS (FLKMLS)
Property Description
Rare Licensed Oceanfront Short-Term Vacation Rental in the Lower Florida Keys, with SELLER FINANCING OFFERED! Welcome to Fandango, a highly successful transient (daily-weekly) vacation rental home offering an exceptional investment opportunity and a personal retreat. This stunning 5-bedroom, 3-bathroom property, built in 2011 and expanded in 2018, was thoughtfully designed as the ultimate family vacation rental retreat. Featuring an adjacent oceanfront parcel with a private beach, kayaks, and a floating dock for fishing or docking boats up to 24 feet, this property provides everything needed for fun and relaxation. Outdoors, enjoy a sparkling swimming pool, soothing hot tub, tropical landscaping with coconut palms and banana trees, and a screened-in porch for al fresco dining. Inside, the open floor plan includes four king bedrooms and a fifth bedroom with a queen and single bed, smart TVs, and updated appliances. Centrally located at MM21.5, Fandango is just 20 minutes from Key West, 10 minutes from Big Pine Key, and 15 minutes from Bahia Honda State Park, with dining options nearby, including a 5-star restaurant within a mile. This property is offered fully furnished and equipped, including bookings into 2027 and 10-years' average income of $160+k. Professional property management is in place, ensuring both secure investment returns and worry-free family vacations. This low-maintenance, turn-key home offers the rare opportunity to own one of the few legally licensed short-term rentals in the Lower Keys. Owning a vacation rental property means you're not just paying for vacations--you're building equity and unlocking financial benefits, all while eliminating the scramble for accommodations every trip. Show up, relax, and let your investment work for you.
| Price History | |
|---|---|
| 7/20/2026 | Listed $2,060,000 |
General Features
| Living Area | 1978.00 |
|---|---|
| Construction | Combo Construction |
| Utilities | FKAA,Cable Available,Municipal Sewer |
| Roof | Metal Roof |
| Appliances | Washer,Stainless Steel Appliance(s),Microwave,Oven,Range,Refrigerator,Dishwasher,Dryer |
| Flood Zone | VE,VE |
| Zoning | SC - Sub Urban Commercial District |
| HOA Fee | 0.00 |
| Pets Allowed Y/N | Pets Allowed |
| Status | Active |
| Full Baths | 3 |
| Year Built | 2011 |
| Subdivision | Sacarma Bay (21.0) |
| Style | Single Family |
| View | Ocean View,Open Water View |
| Property Type | A |
| Fee Includes | None |
| Acres | 0.15 |
| Lot Sqft | 6505.00 |
| Rental Allowed | Yes |
| Building Style: Above Flood | Yes |
| Building Style: Stilt Column Height | Medium - 5Ft - 9Ft |
| Building Style: Stories | 2 Stories |
| Control Depth | 3 |
| Dockage | Boat Slip |
| Dockage: Dock Length | 20 |
| Min Rental Days | 1.00 |
| License Info: Transient Rntl Licns | Yes |
| License Info: # of County License | 1 |
Interior Features
| Interior Amenities | Drapes/Blinds Incl,Built-in Cabinets,Window Treatments |
|---|---|
| Total Units | 1.00 |
| Furnished Y/N | Furnished |
| Flooring | Laminate |
Exterior Features
| Exterior Amenities | Fencing,Storage,Sandy Beach,Lanai,Hot Tub,Fruit Tree(s) |
|---|---|
| Pool | Yes |
| Waterfront | Oceanfront,Open Water |
| Land Size | Less Than 1/4 Acre |
| Pool Info | In Ground,Decked,Fiberglass |
| Porch/Balcony | Open Porch/Balcony,Deck,Screened Patio,Patio |
| Public Sewer Hookup | Yes |
| Side | Ocean |
| Vehicle Storage | Open Parking,Trailer Storage,Covered Parking,Off Street Parking |
| Vehicle Storage: Car(s) | 4+ |
| Windows/Doors | Impact Rstnce Window,Impact Rstnce Doors |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33042
Price
Taxes
Year Built
Visits
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Florida Keys MLS, Inc. on September 20, 2026 12:46 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information
